Launch Path
Build US credit from zero.
Free roadmap in 2 minutes.
Generate Your Roadmap →No signup required • No SSN required • No BS
How it works
Step 1 → Answer 5 questions
Visa status, income range, current accounts
Step 2 → Get your roadmap
Personalized 90-day plan with exact steps
Step 3 → Track progress (optional)
$12/mo for dashboard, or use free roadmap forever
Example roadmap for F-1 student, $2k/month income
| Week | Task | Impact |
|---|---|---|
| 1 | Open secured card ($200 deposit) | +40 points |
| 2 | Set utilities to auto-pay | +15 points |
| 4 | Apply for student credit card | +30 points |
| 8 | Increase secured card limit | +20 points |
| 12 | Request credit limit increase | +25 points |
Pricing
Premium — $12/month
- ✓ Everything in Free
- ✓ Progress tracker
- ✓ Credit score estimator
- ✓ Card recommendations
- ✓ Weekly email reminders
FAQ
Do I need an SSN?
No. You can start building credit with an ITIN or even without any tax ID using certain secured cards. Our roadmap tells you exactly which options work for your situation.
How long until I have a credit score?
Typically 3-6 months after opening your first credit account. Our 90-day roadmap gets you to a "Fair" score (620-680) by month 3.
Is this actually free?
Yes. The roadmap generator and all educational content are free forever. Premium is optional for those who want progress tracking and personalized recommendations.
How do you make money?
Premium subscriptions ($12/mo) and affiliate commissions when you apply for credit cards through our links. We always show the best option for you, not the highest commission.